OakPoint was founded as a customer-focused asset finance brokerage. In recent years with a rapid rise in technology,  certain sectors of the finance industry have observed a decline in customer service, characterised by fewer face-to-face meetings and a corresponding drop in service quality. Many customers who had relied on banks have experienced reduced service levels over the years, losing access to their highstreet bank managers who understood their businesses and were available to assist.

At OakPoint, our priority is to secure the best outcomes for our customers based on their specific needs. We recognise that not every business fits into a standard mould; some require additional attention to fully understand all the options available. We take the time to understand your business journey thus far and your plans for the future, providing us with the insight needed to unlock the best funding solutions for your upcoming purchases.

We complement this personal approach with efficient behind-the-scenes processing power, ensuring that the underwriting process is executed as smoothly and quickly as possible. Funding your business requires on time, every time delivering a high level of customer satisfaction .

Our principle holds a Diploma in Asset Finance from the London Institute of Banking and Finance.
 

What is Asset Finance?

Most businesses require assets such as equipment, machinery, or vehicles to operate effectively. Asset finance provides a straightforward method for funding these necessities, supporting both daily operations and the growth of your business.

Instead of paying the full amount in advance when purchasing or replacing items, asset finance allows you to spread the cost over time. Monthly payments make it easier to manage significant purchases without depleting your cash reserves. Additionally, you can utilise asset finance to release funds from both past purchases and future acquisitions.

Asset finance offers numerous benefits, including improving cash flow by preserving your business's cash reserves. It aids in budgeting and forecasting expenses, while also providing the opportunity to acquire the best assets needed at any given time, helping you stay ahead of the competition in your marketplace.

What assets can we finance?

We offer financing for a wide array of tangible assets, ranging from standard items like vehicles, plant equipment, and machinery to specialised assets such as IT equipment. Our advantage lies in our extensive panel of lenders, which includes providers with diverse lending appetites and expertise, each focusing on their own niche sectors. So, if you have an upcoming purchase of a tangible asset, we are well-equipped to help you finance it.

A non-exhaustive list of assets we can finance includes:

• Commercial Vehicles
• Cars (including personal vehicles)
• Plant & Construction Machinery
• CNC Machines
• Material Handling Equipment
• Manufacturing Equipment
• Renewable Energy Equipment
• Farming & Agricultural Assets
• IT Equipment
• Garage Equipment